When purchasing a new or used car, most buyers focus on the car’s price, financing options, and insurance coverage. However, there’s one essential form of protection that many overlook: Gap Insurance. While not a mandatory part of auto insurance, Gap Insurance can be incredibly valuable if you find yourself in an accident or your car is … Read more
When it comes to auto insurance, choosing the right coverage can be overwhelming. One essential yet often misunderstood type of coverage is Uninsured/Underinsured Motorist Coverage (UM/UIM). This coverage is designed to protect you in the event of an accident caused by another driver who either doesn’t have insurance or doesn’t have enough insurance to cover … Read more
When it comes to car insurance, understanding the various types of coverage and how they protect you is crucial. One of the most important, yet often overlooked, types of coverage is Uninsured/Underinsured Motorist Coverage (UM/UIM). This coverage can be a lifesaver in the event of an accident with a driver who has no insurance or … Read more
When it comes to auto insurance, each state in the U.S. has its own set of requirements regarding coverage. One of the most critical types of coverage that many drivers overlook is Uninsured/Underinsured Motorist Coverage (UM/UIM). This type of insurance is designed to protect you if you’re involved in an accident caused by a driver … Read more
In today’s world, car accidents are unfortunately a common occurrence. Even though drivers are legally required to carry auto insurance, there is still a significant number of uninsured and underinsured drivers on the road. According to the Insurance Information Institute, roughly 13% of U.S. drivers are uninsured, and many others carry only the minimum required … Read more
When you think about auto insurance, liability coverage, comprehensive coverage, and collision insurance might be the first things that come to mind. However, one often-overlooked yet essential aspect of a robust auto insurance policy is Uninsured/Underinsured Motorist Coverage (UM/UIM). This type of coverage offers vital protection if you are involved in an accident with a … Read more
When it comes to auto insurance, one of the most important aspects of protecting yourself on the road is ensuring that you’re covered in the event of an accident. While liability insurance is mandatory in most states, Uninsured Motorist Coverage (UM) and Underinsured Motorist Coverage (UIM) are optional but highly beneficial add-ons that provide crucial protection. Although … Read more
Despite the fact that auto insurance is mandatory in most states, there are still a significant number of drivers on the road who are uninsured. According to the Insurance Information Institute (III), approximately 13% of drivers in the United States were uninsured as of the latest data. This means that in the event of an … Read more
The rise of autonomous vehicles (AVs) is poised to transform the way we think about transportation, safety, and insurance. As self-driving technology continues to advance, one question looms large for insurers, regulators, and consumers alike: What will happen to Personal Injury Protection (PIP) insurance in a world dominated by autonomous cars? PIP, which is designed to … Read more
Ride-sharing services like Uber and Lyft have revolutionized the transportation industry, offering convenience and affordability for passengers while providing flexible work opportunities for drivers. However, with the rise of these services comes a range of insurance complexities, particularly when it comes to Personal Injury Protection (PIP). Whether you’re a ride-share driver or a passenger, understanding how … Read more